problem
Japan has a pension system. However, in recent years, problems have arisen in the pension system. Payment no payment problem is that the pension rate of the national pension insurance premium (especially the first insured) is high (payment rate is low) despite the fact that the Japanese pension system is all citizen pension.The pension system is a system that supports elderly people who have retired and grew old. In Japan, the pension is obliged to pay when becoming 20 years old. However, as a result of many problems, fewer people pay.
As the declining birthrate and aging society come, fewer people support the elderly, which is a problem that the pension system itself fails. The birthrate in Japan is decreasing year by year. Also, there are also many people over 40 years old now. For this reason, Japan is expected to have an increasing number of elderly people in the future and fewer people to support. From this, it is also a big part of the pension problem that the proportion of benefits and burdens between generations concerning pensions is quite different. When it comes to the elderly, it means that the proportion of benefits far is higher than payment of annuity insurance fee. On the other hand, in the case of young people, there is a possibility that the amount paid for pension insurance premiums as pensions is small. Therefore, the feelings paid by young people are getting diminished.
Due to amendment of the exemption criteria by the change of the policy of the country, many people were out of exemption and the payment rate of these persons was extremely low. Japan is a disparate society, and this incurs a heavy burden on low incomes. Also, as a student like us we will be 20 years old and may be subject to payment obligation. Therefore, there was some exemption system. However, in 2002 the system was reformed and the burden was greater than before. Therefore, a person who can’t pay is generated.
There is anxiety about whether money will be paid in the future as it actually pays insurance premiums. As a factor of this distrust and anxiety, there are law amendments that can be considered as a contingency at the time of scandal occurrence and raise of insurance premiums repeatedly. Especially the so-called "disappeared pension" problem that the insurance premium payment record is lost and it is supposed not to be paid even though it was paid, especially after embezzling by embezzling offenses, distrust of pension increases doing. Therefore, some people are unable to find necessary payment.
The pension problem must be settled as soon as possible in Japan. Since it is a matter to decide the future of young people, innovative policies are required.
As the declining birthrate and aging society come, fewer people support the elderly, which is a problem that the pension system itself fails. The birthrate in Japan is decreasing year by year. Also, there are also many people over 40 years old now. For this reason, Japan is expected to have an increasing number of elderly people in the future and fewer people to support. From this, it is also a big part of the pension problem that the proportion of benefits and burdens between generations concerning pensions is quite different. When it comes to the elderly, it means that the proportion of benefits far is higher than payment of annuity insurance fee. On the other hand, in the case of young people, there is a possibility that the amount paid for pension insurance premiums as pensions is small. Therefore, the feelings paid by young people are getting diminished.
Due to amendment of the exemption criteria by the change of the policy of the country, many people were out of exemption and the payment rate of these persons was extremely low. Japan is a disparate society, and this incurs a heavy burden on low incomes. Also, as a student like us we will be 20 years old and may be subject to payment obligation. Therefore, there was some exemption system. However, in 2002 the system was reformed and the burden was greater than before. Therefore, a person who can’t pay is generated.
There is anxiety about whether money will be paid in the future as it actually pays insurance premiums. As a factor of this distrust and anxiety, there are law amendments that can be considered as a contingency at the time of scandal occurrence and raise of insurance premiums repeatedly. Especially the so-called "disappeared pension" problem that the insurance premium payment record is lost and it is supposed not to be paid even though it was paid, especially after embezzling by embezzling offenses, distrust of pension increases doing. Therefore, some people are unable to find necessary payment.
The pension problem must be settled as soon as possible in Japan. Since it is a matter to decide the future of young people, innovative policies are required.